Thursday, September 23, 2021

Less of other peoples' money is funding insurance


Health insurance costs about $20,000, 3/4 of which is paid by your employer.  One way to keep costs down is to raise deductibles.  This reduces costs is two ways:

  1. By reducing consumption of low value care (moral hazard); and
  2. By giving consumers an incentive to shop for lower price and higher quality care

HT:  MarginalRevolution.com

55 comments:

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    Should the Lessee default to pay the leasing fees to the Lessor and the brokers commission fees as agreed after 30 banking days of confirmation of BG/SBLC MT760 in lessee's bank account, Lessor will instruct the issuing bank to put a claim on the BG/SBLC thereby forcing the Lessee's bankers to return the BG/SBLC MT760 to the issuing Bank.
    Looking forward to accepting our terms and procedure then we can establish a long term business relationship.
    Thank you
    Regards,


    Mr, Martin Roggers


    Email_ martinroggers766@gmail.com

    ReplyDelete
  28. Trusted Trade Finance Solution Providers opens a wide solution to bridge the gap during this scourge pandemic season and keep your supply chain moving smoothly in order to lead you to business growth. Our offers include,Letter of Credit (USANCE and AT SIGHT, Back to Back LC), Standby Letters of Credit (SBLC), Bank Guarantee (BG), Performance Guarantees, Advance payment Guarantees, Proof of Funds (POF), Blocked Funds, Bank Drafts, Pre-Advice messages, Bank Comfort letters , Ready Willing and Able (RWA) and more.

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    * FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
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    ReplyDelete
  29. We Facilitate Bank Guarantee (BG) & Standby Letter of Credit (SBLC)
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  30. Trusted Trade Finance Solution Providers opens a wide solution to bridge the gap during this scourge pandemic season and keep your supply chain moving smoothly in order to lead you to business growth. Our offers include,Letter of Credit (USANCE and AT SIGHT, Back to Back LC), Standby Letters of Credit (SBLC), Bank Guarantee (BG), Performance Guarantees, Advance payment Guarantees, Proof of Funds (POF), Blocked Funds, Bank Drafts, Pre-Advice messages, Bank Comfort letters , Ready Willing and Able (RWA) and more.

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    * FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
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  32. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
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  41. DEAR SIR

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  42. We have direct access to genuine providers of Bank Guarantee (BG), Standby Letter of Credit (SBLC), Loan. Issuance is by AA rated Bank in Europe, Middle East, Asia and USA.
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  44. We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    PURCHASE PRICE = 32%+2%
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  45. Are you an individual businessman or a business organisation that wishes to expand in business ??, we offer financial instrument such as BGs, SBLCs,MTNs, LCs, CDs and others on lease and sales at a rate of 4%+2% of the face value and reasonable conditionfrom a genuine provider. You are at liberty to engage our leased facilities into trade programs as well as in signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication and any other project(s) etc.

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  46. We are certified & verified Financial Instrument providers of Lease & purchase instruments. We Lease BG/SBLC @ 4+2% and purchase @ 32+2%.

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    Email: bizfinleasingltd@gmail.com

    ReplyDelete
  47. Hello
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