Thursday, October 4, 2018

Less of other peoples' money is funding insurance


Health insurance costs about $20,000, 3/4 of which is paid by your employer.  One way to keep costs down is to raise deductibles.  This reduces costs is two ways:

  1. By reducing consumption of low value care (moral hazard); and
  2. By giving consumers an incentive to shop for lower price and higher quality care

HT:  MarginalRevolution.com

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