This one is so easy that it's almost too obvious to post. What do you think buyers of shared appreciation mortgages (SAMs) are doing now that they regret ever taking these loans out? (SAMs offered low or even zero interest rate loans on homes while claiming up to 75 per cent of the any value increase in the homes when the mortgages were repaid.) They are suing, of course.
I think it's interesting that this post follows the one just below discussing that part of the solution to health care cost problems is to force people to bear more responsibility for their decisions. The problem is that people don't want to do this. If something goes wrong with their decisions, they want to go crying to momma and be forgiven.