It's the Incentives, Stupid, IV

It is an encouraging sign that even the NY Times is beginning to look beyond Canada for alternative health care delivery models:

On average, [Swiss] out-of-pocket payments come to $1,350 annually. That is the highest among the 30 countries tracked by the O.E.C.D. and well above the $890 average for the United States, which comes in second.

It is not a surprise that these higher co-payments are associated with lower medical care consumption (11% of income, as opposed to 16% in the US).