Moral Hazard: over-reporting of COVID-19 deaths

For a variety of reasons (many asymptomatic cases, lack of random testing), it is difficult to measure the infection rate or the death rate of COVID-19.  Deaths due to COVID-19 is probably the best data we have, but there is good reason to doubt these data as well:

...The CARES Act adds a 20 percent premium for COVID-19 Medicare patients.  

 Incentives matter. When the government increased the disability compensation for air traffic controllers, a lot more controllers suddenly started claiming to be disabled. When unemployment insurance payments increase, more people become unemployed and stay unemployed for longer periods. When the government offers flood insurance that charges everyone the same insurance premium regardless of the risk level in their area, more people build homes in frequently flooded areas.